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How to use FondMart Balance and Bonuses?

For example, when you top up USD 10,000, you will get USD 10,100 in your balance. 

When you make a payment, the amount of your balance and bonuses will be deducted at a ratio of 99:1. For instance, if your payment amount is USD 1,000, the remaining amount in your account will be USD 9,010(10,000-990) and bonuses USD 90(100-10).